Springfield Workers’ Compensation Disability Lawyers

In Missouri, the outcome of a worker's compensation claim is significantly influenced by the type of disability the individual has sustained. Disability is generally divided into two categories, which include Temporary and Permanent. Within each category, the disability may be further identified as Partial or Total, with benefits based on these classifications. 

Whether it’s Permanent Partial Disability (PPD), Permanent Total Disability (PTD), Temporary Partial Disability (TPD), or Temporary Total Disability (TTD), each classification comes with its own set of complexities. At Webster & Carlton, we understand the various types of disability and their implications on your worker’s compensation claim. Our team provides comprehensive legal support to help you navigate your specific situation, working to help you secure the full extent of the benefits to which you are entitled and advocating for your rights throughout the claims process. 

Overview of Disability Classifications

Employees who suffer an injury on the job but can still work at a reduced capacity or who need to take time off to recover from an injury or surgery may be eligible for temporary disability benefits.

Temporary Partial Disability (TPD)

If you can still work after your injury, although not to the level you previously could, you may qualify for temporary partial disability benefits. Temporary partial disability payments in Missouri are paid weekly at a rate of 66.7 percent of the difference between what you earned before your accident and what you can reasonably make after the accident.

Here is an example of TPD: Office worker Ann suffers a back injury from lifting a box, requiring several weeks of physical therapy. During this time, she can still work but only perform light desk duties with shorter hours. 

Temporary Total Disability (TTD)

Employees who cannot perform their duties while recovering from a work-related injury may be eligible for temporary total disability benefits. Unlike temporary partial disability, temporary total disability payments are paid weekly at 66 2/3 percent of your weekly average gross wage.

Here is an example of TTD: Construction worker Bill falls from a scaffolding and fractures his spine. He is unable to work at all for several months while undergoing medical care and rehab. 

Permanent Partial Disability (PPD)

A workplace injury that results in a permanent disability, but not one so severe that it prevents you from working, is known in workers' compensation law as a Permanent Partial Disability (PPD). 

Permanent partial disability claims cover a wide array of such injuries, including:

• Back pain
• Nerve damage
• Post-traumatic stress disorder (PTSD)
• Carpal tunnel syndrome
• Loss of a body part (e.g., a finger)

Having a PPD means you can still work, but likely in a reduced capacity. When you return to work, you may be able to continue with a lighter workload or move into a different type of job. Because a permanent but not complete disability often brings with it a loss of earning potential, PPD benefits include weekly payments (sometimes a lump sum) that equal 66 2/3 percent of your weekly salary at the time of your injury.

It can be difficult and time-consuming to determine the extent of your injury or disability for legal purposes. Different doctors may disagree about your prognosis, but at the same time, insurance companies are interested in keeping your claim to a minimum.  If you believe you are owed PPD benefits that are being withheld, our workers’ comp lawyers can help.

Understanding the Workers' Compensation Process

Navigating the workers' compensation system can often feel overwhelming, especially when you're dealing with a disability or injury. At Webster & Carlton, we believe that clarity and knowledge are key to empowering our clients. That's why we're committed to walking you through every step of the process.

Here’s a brief overview of what you can expect when filing a workers’ compensation claim:

1. Report Your Injury: As soon as you're injured, notify your employer and seek medical attention. This initiates the workers' compensation process.
2. Document Everything: Keep detailed records of your injury, treatments, and any communications with your employer or insurance company. These documents can be critical for your case.
3. File a Claim: Work with our experienced attorneys to ensure that your claim is filed correctly, including all necessary paperwork and evidence to support your case.
4. Follow Up: Stay in contact with both your employer and your medical providers, and ensure that you are receiving all the benefits you’re entitled to. If there are delays or issues, we’re here to help.

With our knowledgeable team at Webster & Carlton by your side, you can feel confident that you are well-prepared to handle the complexities of your workers' compensation claim. We are dedicated to fighting for your rights and securing the benefits you deserve.

Get a complimentary consultation with a Springfield workers’ compensation disability attorney by submitting our online contact form or calling (417) 545-3775.